Visa Check Card

1199 SEIU Federal Credit Union VISA Check Card can be used at any merchant that accepts the VISA card worldwide.

You can obtain cash at any Plus or VISA ATM Machine, 24-hours a day.

How does it work? Present your 1199 SEIU Federal Credit Union VISA Check Card at any merchant VISA cards. The sale will be completed similar to using a credit card. You will sign the receipt and receive a duplicate. The receipt has complete information: merchant’s name, date of purchase, and amount. Deduct the amount from your share draft account just as you do when writing a check. Transactions will be posted to your share draft checking account. Keep all of your receipts.

Get cash at any ATM with the Plus’ or VISA logo. Use your 1199 SEIU Federal Credit Union VISA Check Card just like you would any other ATM card. Cash withdrawals will be deducted from your share draft account and a $1 per transaction fee after 4 FREE withdrawals per month.

Reporting Loss, Theft, or Unauthorized Use

You should promptly notify VISA at 1-800-523-4175 and the Credit Union at (212) 957-1055 ext 1002 OR 1018. You can also write to the following address to report a lost or stolen card and/or to report unauthorized use:

1199 SEIU Federal Credit Union
498 7th Avenue 2nd Fl.
New York, NY 10018
Fax: (212) 767-1732


  • ATM Cash Withdrawals Daily Limit: $1000.00
  • VISA Purchase Limit: $1500.00

Cardholder Agreement

In this agreement, 1199 SEIU Federal Credit Union will be referred to as “Credit Union:” and the 1199 SEIU Federal VISA Check Card will be referred as “check card”.

I hereby apply to 1199 SEIU Federal Credit Union for check card privileges. By retaining, using and/or authorizing another person to use my check card, I accept and agree to the following terms and conditions.

The check card is not a credit card. All check cards are the property of 1199 SEIU Federal Credit Union, which may, without liability or advance notice, revoke or limit any or all card uses in this agreement.

The card must be returned to the Credit Union upon request or may be impounded automatically by merchant or machine. I may cancel these privileges by notification to the Credit Union in writing and physically surrendering the check card.

I will be assigned a Personal Identification Number (PIN). At no time will I reveal or make available, directly or indirectly, the Personal Identification Number to any other person.

I will immediately notify the Credit Union of any loss, theft, or unauthorized use of my check card and/or PIN. When the Credit Union receives this information from me, a partial freeze will be placed on my account immediately and no withdrawals from this account will be permitted by use of the identified check card and/or PIN. On proper execution of a lost card affidavit and any other documents required by the Credit Union, a new check card and/or PIN will be issued for a nominal fee.

The Credit Union will not be liable for failure to honor my check card due to improper use, rejection of my card by an ATM network or merchant, my bankruptcy or termination of this Agreement. The Credit Union shall not be liable for failure to honor my check card because the Credit Union or its agents inadvertently identified me and/or my account by name and/or account number or otherwise, on any “Cancellation Bulletin”, “Fraud Sheet”, and other written publication, or publishing same orally as being delinquent, in arrears, in default, being used without the Credit Union’s permission, or that the card is stolen, lost, revoked, expired, canceled or terminated. The Credit Union will not be liable if circumstances beyond its control (such as fire or flood or other extenuating circumstances) prevent the transition(s) despite reasonable precautions, from being completed; or if the Credit Union has, because of my default, exercised its right against funds in my account pursuant to a pledge, a right of offset or a statutory lien, The Credit Union will also be excused from such liability if I fail to observe the terms and conditions of this Agreement, or other account agreements which relate to such “electronic fund transfers”.