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Fee Schedule Loan Rates Savings Rates

Effective as of: September 28, 2015
Loan Rates
Non-Collateral Signature Loans
Min/MaxTerm*APR
As Low As
Payment Amount
As Low As**
400/15,000From 12 to 60 Months6.00%$86.07
**Per $1,000 Borrowed
 
Seasonal Loans
Min/MaxTerm*APR
As Low As
Payment Amount
As Low As**
Holiday Loans
400/1,00012 Months6.00%$86.07
Vacation Loans
400/2,00012 Months6.00%$86.07
**Per $1,000 Borrowed
 
Share Secured
Min/MaxTerm*APR
As Low As
Payment Amount
As Low As**
Up to 95% Collateralized
Share Balance
Up to 60 Months7.00%$86.53
**Per $1,000 Borrowed
 
Auto Loans
Min/MaxTerm*APR
As Low As
Payment Amount
As Low As**
New Car Loans
Up to $50,00084 Months2.99%$84.92
Used Car Loans
Up to $50,00084 Months2.99%$84.92
**Per $1,000 Borrowed
*Annual Percentage Rate (APR)
Rates may be higher based on applicant's credit worthiness.The maximum interest rate will never exceed the rate permitted under the Federal Credit Union Act (currently, this maximum is 18%). Rates and terms are subject to change without notice. Certain restrictions may apply.
1199 SEIU Federal Credit Union only finances vehicles purchased from a car dealer: We do not offer financing for private sales, individual sales or lease buyouts.
Auto loan must be refinanced from another financial institution.
 
Auto Loan Refinancing Special Offers****
Min/MaxTerm*APR
As Low As
Payment Amount
As Low As**
15,000/35,000Up to 72 Months2.99%***$84.80
*Avarage percentage Rate
**Per $1,000 Borrowed
***Rates are based upon your credit score and are effective as of October 1, 2013. They are subject to change, and offer may change or may be withdrawan without notice.
****Limited time offer. May be withdrawn without prior notice
Financing available for up to 100% of the outstanding loan balance
Term up to 72 months requires a minimum of $15,000
Available for used vehicle loans
No down payment required
$10 Bonus, if we cannot lower your payment or interest rate. $25 bonus, when you close the loan
 


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