Personal Loan Solutions

We offer a variety of low-cost loans to meet your personal borrowing needs. Our competitive rates and flexible repayment terms can help stretch the purchasing power of your money.

Personal Loans

  • New & Used Vehicle Loans
  • Home Mortgage Loans
  • Share Secured Loans
  • Holiday Loans
  • Vacation Loans
  • Affordable Bill Consolidation Loans
  • Graduation Loans
  • Auto Transfer Program

Contact us for more info or to apply.

Requirements for your loan application

  1. Must be employed at your current job for one (1) year.
  2. Account balance of at least $110.
  3. Send copies of two valid ID’s and your most recent pay stubs via email at MemberServices@1199federalcu.org or via fax to (212) 767-1732
    (please include your account number in your message to the attention of the loan department.)

We accept the following forms of IDs:

  • State Issued Identification card (Driver’s License/Learner’s Permit/Non Driver’s)
  • Job ID
  • U.S. Passport
  • Permanent Residence Card
  • Employment Authorization Card Issued by INS
  • New Medicaid Card with Photo

**Please note that we can accept any other government ID not listed above that has your full name and signature**

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